Got a new Fridge for my b-day :)

Soo, we have a fridge, it is old, but we didn’t realize it was 15 years old til we looked it up.

It has the push buttons for water, which have been broke for a while now, we have been living with it, but it has become too small for us and my son and his wife, plus my youngest is coming home (woot woot) with his girlfriend, and I was like….ok…time for a new fridge.

It is so nice, has much more space, old one was side by side, this one has freezer drawer on bottom.  Easier to see everything, will help with stuff getting pushed back and going bad.

Plus it was on a deal and we got 18 same as cash financing.  Bohya!

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So I help friends and family with their taxes

I used to get it done, but I am an accountant by nature, so I would take all my files to him, all nice neat with excel spreadsheet and he would give it back the way I gave it to him,

So I went to tax school to learn to do my own.  It was the same cost as doing my taxes, but now I do my own and help others.  I went again 4 years later when we needed to do some more complicated things, and as a refresher as taxes change every year.

So of course my SON is the one that waits til the LAST moment to get me all of his info.

 

I spent my bday morning going to the post office, at least it wasn’t packed, in and out under 30 min.  I think more and more people are e-filing.

Sigh…..I started his right after ours…he was unhappy he owed state but getting fed back.  That is what happens when you get a real job and start making money.

At least everyone is done and sent.

Trouble logging in…

Is anyone else having issues getting on?  I had to get here thru a link from another site of mine.  If I try to log in regular, it just gives me a “loading my sites” message, on and on and on….. nothing comes up.

Very annoying, because if you can’t log in, you can’t get to customer service and there are no phone numbers or emails to contact them directly that I can find.

This is why I haven’t posted lately…..aauugghh

 

True cost of owning a home….

Home ownership isn’t just about the mortgage, that is just 1 part……it is hard not only to buy the house but to stay in it…

  • Mortgage
  • Home Insurance
  • Real Estate Taxes
  • Gas
  • Trash
  • Water
  • Electric
  • PMI* – not everyone has this, no one should, just a waste of money, if you can put down enough not to have this payment do it!  FYI if you are paying, once you get your mortgage balance low enough you can request to stop paying this fee, check with your lender!

Home builders should have to install “grey” water systems in all new houses……water from sink and shower go into toilet, so non-potable water is used first.  Think of how much drinking water is wasted every time you flush the toilet.

Home builders should have to install some solar panels and a storage battery to cut down on electric usage and costs.  *If you have HERO financing in your area you might want to look into it for solar.

This doesn’t include any costs for repairs, maintaining house, furniture ect.

You can’t do much about some of the costs, but reducing your use of electric, water and gas will help your bottom line.

 

 

Go Less Meat – no just Meatless on Monday

back in the “day” they used to say go “Meatless on Monday”.   While we all know going veggie only is good for the body and earth, there are a lot of people who like meat and won’t change.  Stop Judging, it only makes things worse.

I say, lets change the conversation, lets eat “less” meat per meal, this will save money, waistlines and the world.

I have posted quite a bit on reducing food waste and ways to reuse items “kitchen Mash-ups” to make new meals.

Here is an example, again, we got a bunch of chicken legs , we bbq’d them, but we had some left over.  So I filled a pot with water and threw them in it.  Now I have homemade broth, and a plate full of chicken, instead of 4 legs, which is maybe two meals, I have enough chicken to make, chicken soup/stew PLUS chicken salad, those two meals have become 8 and they are good and natural and FREE!  Plus lots of chicken stock!

So you don’t need to go meatless, just go Less Meat per meal!